Back to Articles

A Plan for Money Before Marriage

Wednesday, 7/29/2026·259 words·2 min read

Celine Tsoi and Charles Mock met two years ago in California. The couple became engaged just eight months later. 'A lot of things could happen in a marriage, and you want to discuss them when you still love each other, not when you want revenge,' Celine says. They decided to get a prenupprenup/ˈpriː.nʌp/L2婚前协议A legal agreement signed before marriage that decides what happens to money and property if the marriage ends. to protect their future, and Charles wanted the agreement to say that if they split up, she would keep the house.

These days, prenups are not just for the very rich. More young couples are choosing to sign them. In the United States, almost half of married millennialsmillennials/mɪˈlen.i.əlz/L2千禧一代The generation of people born between the early 1980s and mid-1990s. have a prenup. In the UK, about one in three married people under 35 have one. A prenup is a legallegal/ˈliː.ɡəl/L2合法的Allowed or required by law. agreement that decides what happens to money if a marriage ends.

For example, Becca Gibson and Dave Howells are another couple with a prenupprenup/ˈpriː.nʌp/L2婚前协议A legal agreement signed before marriage that decides what happens to money and property if the marriage ends.. Dave earns much more money than Becca. Becca has children from a previous marriage and expects to inheritinherit/ɪnˈher.ɪt/L2继承To receive money or property from someone after they die. property from her parents. She says the situation is fair. Their prenup protects everything that each person had before the marriage.

Online platforms have made prenups much cheaper and easier to get. People are also getting married later in life, and by their mid-thirties, many people have a home or savings to protect. Some couples want to avoid repeating the problems of a past relationship. Celine says her prenup cost a few hundred dollars and calls it a good investmentinvestment/ɪnˈvest.mənt/L2投资;投入Something you buy or spend money on to get a profit or benefit in the future. for their marriage. She adds that they have not had a single argument about finances.

A Plan for Money Before Marriage

Image source: pexels.com